TOP EIGHT MODEL PORTFOLIO FEBRUARY 2002

1. Gold (FSAGX)

2. Construction & Housing (FSHOX)

3. Automotive (FSAVX)

4. Industrial Materials (FSDPX)

5. Defense & Aerospace (FSDAX)

6. Transportation (FSRFX)

7. Business Services & Outsourcing (FBSOX)

8. Home Finance (FSVLX)

EXCHANGES FOR FEBRUARY 4, 2002

Sell Chemicals (FSCHX),

buy Industrial Materials (FSDPX)

Sell Software & Computer Services (FSCSX),

buy Defense & Aerospace (FSDAX)

Sell Cyclical Industries (FCYIX),

buy Home Finance (FSVLX)