TOP EIGHT MODEL PORTFOLIO FEBRUARY 2001

1. Transportation (FSRFX)

2. Home Finance (FSVLX)

3. Energy Service (FSESX)

4. Natural Gas (FSNGX)

5. Banking (FSRBX)

6. Medical Delivery (FSHCX)

7. Brokerage & Investment Mgmt (FSLBX)

8. Air Transportation (FSAIX)

EXCHANGES FOR FEBRUARY 2, 2001

Sell Insurance (FSPCX),

buy Transportation (FSRFX)

Sell Environmental (FSLEX),

buy Banking (FSRBX)

Sell Food & Agriculture (FDFAX),

buy Brokerage & Investment Mgmt (FSLBX)